OUR SERVICES

Medicare Advantage:

Many seniors are receiving additional benefits, while saving money by exploring this option. Medicare Advantage plans may offer benefits, such as vision, hearing, dental, and/or health and wellness programs; most include Medicare prescription drug coverage.

Medicare Supplement:

If you are on original Medicare, you may want to consider Medicare supplemental insurance.

These policies help pay some of the healthcare costs that original Medicare does not cover

Long Term Care:

By 2050, the number of individuals using paid long-term care services in any setting (e.g., at home, residential care such as assisted living, or skilled nursing facilities) will likely double from the 13 million using services in 2000, to 27 million people. This estimate is influenced by growth in the population of older people in need of care. [U.S. Department of Health and Human Services, and U.S. Department of Labor. The future supply of long-term care workers in relation to the aging baby boom generation: Report to Congress. Washington, DC: ] 

Life Insurance:

Wondering if you need life insurance? Ask yourself the question: Would my death leave anyone in a financial bind? If your answer is “yes” you may want to seriously consider life insurance. Life insurance can offer peace of mind, ensuring that your debts or loved ones will be taken care of in the event of your death.

Annuities:
 

Annuities offer a variety of ways to prepare for the future with options to access your money.

Income options often include lifetime income so you can be sure you won't outlive your income.

 
 
 
 
 

Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Final expense life insurance can help protect loved ones from having to pay these costs out of pocket.​

FINAL EXPENSE: